Blog

27
Sep

Is there any downside when accepting debit cards for e-commerce?

Posted by | · · | E-Commerce Payments Insights · Zooz Quora Corner

  For card not present (CNP) credit card transactions, such as online payments, issuers often require consumers who wish to pay with a debit card to complete a 3D Secure stage of checkout – one which requests more customer information to verify the identity of the consumer, making the transaction […]

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26
Sep

What are the least to most secure payment methods for consumers?

Posted by | No Tags | E-Commerce Payments Insights · Zooz Quora Corner

    As payment experts, merchants often ask us: What are the least to most secure payment methods for consumer use – check, debit card, or credit card?   The answer to this question depends on whether the transaction is taking place in a card present or card not present (CNP) environment. When it comes to […]

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22
Sep

What Do Your Customers Really Want This Holiday Season?

Posted by | · · · | E-Commerce Payments Insights

While most people are still wilting in the summer heat, retailers are already planning for the 2016-2017 holiday season that traditionally kicks off around Thanksgiving. Most understand the need to facilitate inventory, fulfillment and return capabilities in order to succeed in a highly competitive market. But while logistics are crucial, […]

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19
Sep

How do online payments work?

Posted by | · · | E-Commerce Payments Insights · Zooz Quora Corner

  In terms of transaction processing, online payments work the same way as in-store payments.   The major difference between paying on online and offline channels is the user experience: In a brick-and-mortar store, a consumer pays by giving the retailer a credit card (or another form of payment), whereas […]

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15
Sep

EMV Holdouts Are Running Out of Time and Luck

Posted by | No Tags | E-Commerce Payments Insights

Nearly a year after the October 2015 liability shift, a mere 17% to 37% of all US merchants have adopted EMV POS terminals. When all is said and done, U.S. merchants themselves need motivation to invest resources in the costly and time-consuming EMV process. After all, PCI application only became […]

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